I Got Bills I Gotta Pay
Whenever it gets to Christmas time, people are reminded of how many presents they need to buy. For some reason, we all act like, come December, we are magically able to spend all of this money that we don’t really have on things for people that they don’t really need.

When let’s face it, we have bigger fish to fry than buying people presents. The first of December might be an exciting time for some people, but for others, it is just a reminder of how long and hard the month ahead is going to be. Sure, if all you were spending your money on in the month were presents, it would be fine. But you still need to live…